FINANCING AT ATLANTIC FINE FURNITURE
Take it home now. Pay for it on a schedule that makes sense.
We offer Synchrony HOME financing, including 12 months special financing on qualifying purchases. Here is exactly how it works, in plain English.
HOW IT WORKS
Four steps, no surprises
Atlantic Fine Furniture in Melbourne, Florida offers financing through the Synchrony HOME credit card. Qualifying purchases carry promotional financing: no interest if paid in full within 6 months on purchases of 299 dollars or more, or within 12 months on purchases of 1,999 dollars or more. Interest is charged from the purchase date if the balance is not paid in full within the period.
- Choose your furniture with us in the showroom.
- Apply for the Synchrony HOME credit card in store. Decisions are typically fast.
- Qualifying purchases get promotional financing: 6 months on purchases of 299 to 1,998.99 dollars, or 12 months on purchases of 1,999 dollars and up.
- Pay it in full within the promotional period and you pay no interest. If you do not, interest applies from the purchase date, so we help you set a payment plan that clears it in time.
THE PART OTHER STORES SKIP
What deferred interest actually means
This is not a hidden-catch pitch. If the promotional balance is not paid in full within the period, interest is charged from the original purchase date, and minimum monthly payments alone may not pay it off in time.
The fix is simple arithmetic: divide your purchase by the number of promotional months and set that as your monthly payment. Do that, and the promotion works exactly as advertised. We will do that math with you at the register, in writing.
Subject to credit approval. Minimum monthly payments required. See store for details and current terms.
COMMON QUESTIONS
What people ask about financing
What financing does Atlantic Fine Furniture offer?
Synchrony HOME credit card financing: no interest if paid in full within 6 months on purchases of 299 dollars or more, or within 12 months on purchases of 1,999 dollars or more. Subject to credit approval.
Is it really no interest?
Yes, if the promotional balance is paid in full within the period. If not, interest applies from the purchase date. We explain this before you sign, not after, and we help you set a payment that clears it in time.
How do I apply?
In the store, in minutes, with a decision typically on the spot. Bring a photo ID. Ask anyone on the floor and we will walk you through it.
Can I pay it off early?
Yes, any time. Paying early only helps you; the promotion requires paying in full within the period, and sooner is always fine.
READY WHEN YOU ARE
Pick the furniture first. We will handle the paperwork.
Visit us at 1024 S Harbor City Blvd, Melbourne. Choose what you love, apply in minutes, and leave with a payment plan in writing. No haggling, no gimmicks.
— Eric Long, Atlantic Fine Furniture & Mattress | Melbourne, FL
Family-owned · Serving Melbourne since 2009 · 4.9 stars, 500+ Google reviews · Free white-glove delivery within 60 miles ($199 value)